Loan Modification

Andrea Silverman, PC also represents homeowners who are concerned about not being able to make their upcoming mortgage payments and/or those who have already fallen behind and are facing foreclosure or a sheriff sale. This can be a very stressful time for anyone and our team takes great pride in treating each case with sensitivity and professionalism. The last thing we want is for anyone to lose their home.

So no matter what stage of the process you are at, we can help. We will work diligently to negotiate a Loan Modification with your mortgage company to lower your monthly mortgage payment to an affordable amount.

To quality for the program, you must be the borrower on the mortgage loan and you must reside within the property and the property must be in foreclosure. We will handle the process step-by-step from the initial application through to appearing at the mediation. We also take care of all correspondence and discussions with the mortgage company and the mortgage company’s attorneys on your behalf.

We keep abreast of all legal developments and current programs being offered, including the Make Home Affordable Plan (HAMP), as well as traditional modifications options. This means we can find a solution that is affordable and keeps you in your beloved home.